Voting Shares represent equity and ownership in your Credit Union. These funds are yours, and are refundable upon the closure of your account.

Credit Union members are both member and shareholder. As a member, you receive the financial services you need and as a shareholder you enjoy local control of your own financial institution via a democratic process of electing board members and/or running for the board or committees. In addition, you belong to an organization that promotes the local, social and economic wellbeing of the community and distributes wealth by way of sponsorships or donations, as well as patronage rebates and/or re-investment into the credit union whenever possible.

Open and Voluntary Ownership

Open to any resident, organization, or corporation of Canada.

$25.00 (5 Shares) maintained in Share account.

All members are equal in share requirement.

Shares are refundable upon closure of membership account.

Shares are subject to dividends which may be declared based on credit union earnings, as decided by Board of Directors.

Democratic Control

One member, one vote.

Co-operative financial institution owned and operated by members.

Service to Members

Personal service and attention provided by trained, knowledgeable and professional employees.

TeleService, online banking through MemberDirect® Internet Service, eTransfers, Mobile banking (text and web), and ATM access available for member convenience.

Wealth Management Services* available outside of normal business hours to visit you at your home or office.

4 branch locations/5 ATM locations

Ample parking and easy access to all locations.

Social Responsibility

Ethical standards and responsible actions on human issues, social justice and environmental concern.

*Mutual funds and other securities-related products and services are offered through an affiliation with Raymond James Ltd., by referral to Stephen Bishop & Associates Wealth Management Services of Raymond James Ltd. Prior to engaging in this relationship, a full account relationship disclosure document will be provided for review and discussion. Commissions, trailing commissions, management fees and expenses all may be associated with investment products. Mutual fund investments are not guaranteed, their values change frequently and past performance may not be repeated. Before investing in any mutual fund product, please read the prospectus. Unless otherwise stated, cash balance, mutual funds and other securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. Raymond James Ltd. is an IIROC Member Firm and a Member of the Canadian Investor Protection Fund. Information brochures on IIROC and the Canadian Investor Protection Fund are available through your Raymond James Advisor and their office. You can also visit the Raymond James website at www.raymondjames.ca for additional information on Raymond James and its products and services.