Become an Owner

Credit unions are unique from other financial institutions in that they are not owned by shareholders; they're owned by YOU. This difference is integral to what credit unions are; it's what sets us apart, and it's what makes us the better option for you. It means that our efforts are firmly focused on serving your needs. The result is a relationship based on a common goal: your financial success.

As a member, you receive the services you want and as an owner you enjoy a return on your share investment in the form of competitive rates, a full range of financial products, and control of your own local financial institution.

Belonging to a credit union also means that as a member, you get to influence the progress of your business. There is a voluntary Board of Directors that you elect with your right to vote at the Annual General Meeting. You can also run for the board of directors or even participate on various committees.

As neighbors, living and working in the same community, Coastal Financial Credit Union offers all the financial services working for your own economic benefit. You'll enjoy a flexible approach to business and responsiveness to local concerns.

To become a member of Coastal Financial Credit Union simply contact your nearest branch location to arrange a convenient time to meet with one of our professional staff. As a new member, we will open an Equity Share account for you. To establish your membership, you will simply invest $25 in that account to purchase the required shares. We will then discuss your financial needs and match you to the right products and services that will add value to your banking experience at the credit union!

If you wish to begin the process of becoming a member using our online new account opening process, click here to get started.

For more information on the credit union system, visit