Lines of Credit

Access the funds you need whenever you need them

You're seeking a reliable and accessible source of funds to meet your diverse financial needs.

Easy access to funds whenever you need them, without having to re-apply
Competitive interest rates, making it a cost-effective borrowing option
Only pay interest on the amount you use, not the entire credit limit, helping you manage your finances more effectively
Flexible repayment options that allow you to pay as little or as much as you want each month, as long as you meet the minimum payment requirements
No collateral required, offering you the convenience of borrowing without the need to secure your loan against your assets

You're a student looking for a flexible and affordable way to fund your education and manage expenses.

One-time approval for the entire duration of your program, so you can focus on your studies without worrying about finances each year
Interest-only payments while in school, including summer and co-op terms to keep your monthly expenses low
Annual proof of enrolment required for subsequent limit updates, ensuring your credit line grows with your education journey
Easy transition to a fixed payment loan after graduation, making the shift to adulting smooth and stress-free
Access to funds in smaller, equal increments based on your year of study, providing you with financial stability throughout your college life

You're looking to leverage the equity in your home for renovations, investments, or other significant expenses.

Flexibility to use the funds for a wide range of purposes, from home improvements to debt consolidation
Access up to 80% of the value of your home, giving you a substantial credit resource for large expenses
Revolving credit that allows you to borrow, repay, and borrow again up to your credit limit
Competitive interest rates that make borrowing against your home equity more affordable