Loans

Find the loan to fit your next big goal

You're looking to transform your home into your dream space with financial ease and confidence.

Fixed interest rates at current mortgage rates, ensuring predictable monthly payments
Loan amounts ranging from a minimum of $5,000 to a maximum of $35,000, providing you with the flexibility to tackle small or large projects
Maximum amortization of 10 years, giving you the ability to spread out payments over a decade for manageable installments
No additional fees such as mortgage, legal, or appraisal fees, making it a cost-effective option for your renovation needs
Receipts required for disbursement, ensuring that the loan is used for its intended purpose and providing you with a straightforward reimbursement process

You're looking for a straightforward loan with a clear repayment plan to consolidate your debts and simplify your finances.

Tailored interest rates ensuring you get a rate that reflects your financial standing.
Fixed repayment terms that provide you with a clear schedule for paying off your loan, making budgeting easier.
No revolving credit, which means you won't be tempted to re-borrow, helping you stay on track with your debt repayment plan.
Flexibility to use the loan for a variety of purposes, including debt consolidation, which can help you manage multiple debts more efficiently.

You're in the market for a new set of wheels and looking for a loan that puts you in the driver's seat of your financial journey.

Competitive fixed rates for current-model year and pre-owned cars and trucks, ensuring you get a great deal on your loan.
Flexible terms with up to 84 months amortization for current-model year vehicles and up to 72 months amortization on pre-owned vehicles.
Local decision-making for faster approvals and personalized service, ensuring you receive the time and attention you deserve for your individual situation.

You're passionate about the great outdoors and looking for a loan to fuel your recreational pursuits.

Competitive fixed rates for current-model year and pre-owned motorcycles, ATVs, snowmobiles and more, ensuring you get a great deal on your loan.
Flexible terms with up to 84 months amortization for current-model year recreation vehicles and up to 72 months amortization on pre-owned recreation vehicles.
Local decision-making for faster approvals and personalized service, ensuring you receive the time and attention you deserve for your individual situation.

You're looking for a safety net to manage your finances and avoid the inconvenience of insufficient funds.

Pre-arranged limit that allows you to borrow money when your balance goes below zero, ensuring continuous access to funds.
Expert guidance from our team to help you understand how to best use overdraft protection to manage your financial needs.

You're looking to maximize your retirement savings and take advantage of tax benefits.

Competitive interest rates, including as low as prime if your RRSP is with Coastal Financial, that make it affordable to borrow for your RRSP contributions.
Flexible repayment terms that can be aligned with your financial situation, allowing you to pay back the loan on a schedule that works for you.
Immediate tax benefits as contributions can be used to reduce your taxable income for the year.
Expert financial advice from our team to help you navigate your RRSP investment options and loan details.