Interest rates are subject to change without notice at any time. All rates are for information purposes only. Please contact your local branch to confirm.
+ Mortgage Rate Specials - Applicable to residential mortgages only and subject to Coastal Financial Credit Union lending criteria for residential properties. Some conditions apply. Rates shown for the applicable term are Coastal Financial Credit Union's special discounted rates and are not the normal Coastal Financial Credit Union posted rates. Offer may be changed, withdrawn or extended at any time, without notice.
Rates
5.95%
Coastal Financial Prime Rate
Date of change: October 24, 2024
Select Image
3.50%
1 Year Term Deposit (GIC)
Date of change: October 25, 2024
Select Image
Mortgages
Rates effective as of September 20, 2024
| Mortgage | Rate |
| 1 Year | 6.99% |
| 2 Year | 6.59% |
| 3 Year | 5.84% |
| 4 Year | 5.79% |
| 5 Year | 5.74% |
| Mortgage Specials+ | Rate |
| 5 Year | 4.99% |
Loans & Lines of Credit
Rates effective as of September 5, 2024
| Line of Credit | Rate |
| General Purpose Line of Credit | As low as Prime + 1.00% |
| Student Line of Credit | As low as Prime + 1.00% |
| Home Equity Line of Credit (HELOC) | As low as Prime + 1.00% |
| Auto Loan | Rate |
| New Vehicle (Fixed) | 6.25% |
| Used Vehicle | 6 model years or newer (Fixed) | 7.99% |
| Recreation Vehicle Loan (ATVs, RVs, etc.) | Rate |
| New Vehicle | 7.99% |
| Used Vehicle | 6 model years or newer (Fixed) | 8.99% |
| Personal Loan | Rate |
| Personal Non-Revolving Term Loans | As low as Prime |
| Demand Loans | As low as Prime |
Investments
Rates effective as of October 24, 2024
| Non-Redeemable Term Deposits | Rate |
| 1 Year | 3.50% |
| 2 Years | 3.40% |
| 3 Years | 3.35% |
| 4 Years | 3.35% |
| 5 Years | 3.40% |
| Redeemable Term Deposits | Rate |
| 1 Year | 3.30% |
| 2 Years | 3.15% |
| 3 Years | 3.00% |
| 4 Years | 2.95% |
| 5 Years | 2.90% |
| CF Wealth Maximizer Series XV | Rate |
| Year 1 | 2.80% |
| Year 2 | 3.45% |
| Year 3 | 3.60% |
| Annualized rate | 3.2827% |
Accounts
Rates effective as of October 24, 2024
| Savings Accounts | Rate |
| Coastal True Save (HISA) | 1.15% |
| Tax-Free Savings Account | 0.65% |
| Star Saver (Student) | 0.30% |
| Tax Accounts | 0.05% |
| YOUR Savings & YOUR Business | Rate |
| Balances between $1,000-$5,000 | 0.010% |
| Balances between $5,000-$10,000 | 0.010% |
| Balances between $10,000-$25,000 | 0.010% |
| Balances between $25,000-$60,000 | 0.025% |
| Balances between $60,000-$100,000 | 0.050% |
| Balances between $100,000-$150,000 | 0.250% |
| Balances between $150,000+ | 0.250% |
| YOUR Chequing | Rate |
| Balances up to $500 | 0.01% |
| Balances up to $1,000 | 0.01% |
| Balances up to $3,000 | 0.01% |
| Balances up to $5,000 | 0.01% |
| Balances over $5,000 | 0.01% |
Become a member your way
Planning calculators
Try our handy calculators to explore how different rates affect your finances.
Select Image
Legal stuff
Security Legal Site Map Privacy Ombudservice
Copyright 2024 Coastal Financial Credit Union. All rights reserved.
Copyright 2024 Coastal Financial Credit Union. All rights reserved.
